Frequently Asked Questions

Our interest rate for finance is 15.9% APR.

You can spread your monthly repayments across 12,24,36,48 or 60 months

When you add a multimac to your purchase you have the choice of applying for our finance option. Just fill in the details and follow the checkout instructions you’ll then be handed over to our finance partner Novuna to fill in your details. 

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then need to e-sign the agreement emailed over to you. Your order will then be placed!

No. There are no arrangement fees or hidden extras.

Absolutely. Circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically be turned down.

In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for the decline of your application, it is usually based on one, or a combination of the following:

• Your credit score (please note that every finance company will score you differently)
• Adverse credit reference agency information
• You are considered to be overcommitted
• You are aged under 18
• Your existing account performance with other lenders

Your repayments will begin 1 month after your multimac is delivered.

To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

Unfortunately, we are unable to offer online finance to residents of Ireland. Homemakers aren't excluded from applying under their own names; however the employment details of your spouse / partner will be required in order to process your application.